Stokes Public Adjusters commits an entire team of experts to each case, including licensed adjusters, building engineers, construction and contents specialists as well as lawyers and many others as necessary. Our team’s trained professionals take a proactive approach to each client’s claim, crafting a customized solution to maximize each settlement and taking swift action on behalf of our clients then we show the insurance company what they owe you. The Public Adjusters will make sure you get the largest possible settlement and every cent you deserve.
We review your insurance policy to determine the coverage amounts and the claim procedures as dictated by your insurance company.
We prepare a structural estimate to include a room-by-room estimate of the building, showing in detail diagrams, dimensions, quantities, and unit cost. We also, conduct infrared moisture surveys to find flat roof leaks.
Business Personal Property Estimate:
Our adjusters inventory all retail items, machinery, furniture, fixtures, equipment, stock and all other items affected by the loss. We detail the degree of damage, salvage values, depreciation rates (actual cash value), and dollar and quantity product loss in inventories for each item and present this information to your insurance company upon your review and approval.
To assist you in returning to business as quickly as possible, we will assess all of your business’s financial documentation and extra expenses and present a detailed business interruption claim to your insurance company. We will also request advance payments to allow you, the insured, the opportunity to resume normal business as soon as possible.
As your assigned representative, we meet and maintain regular contact with your insurance company adjuster and reporting the content of these meetings to you.
We negotiate your claim settlement with your insurance company representative, and in turn we present all settlement offers to you. We also provide information and advice to help you understand and obtain a fair negotiated offer. No offer will be accepted or rejected without your prior consent. We have settled with ALL of them!!!